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Unless you work for an insurance company, you probably do not spend a lot of your time studying all the terminology that dental insurance companies use to describe the treatments and services they cover. If it seems pretty confusing, here are some of the most commonly used dental insurance terms and what they mean.

A Basic Glossary

Annual Maximum–The maximum amount your policy will pay per year for care at Ghenta Dental Group. It is often divided into costs per individual, and (if you are on a family plan) per family

Co-payment– An amount the patient pays at the time of service before receiving care, and before the insurance pays for any portion of the care

Covered Services– A list of all the treatments, services, and procedures the insurance policy will cover under your contract

Deductible– A dollar amount that you must pay out of pocket each year before the insurance company will pay for any treatments or procedures

Diagnostic/Preventive Services– A category of treatments or procedures that most insurance will cover before the deductible which may include services like preventive appointments with Dr. Ghenta, X-rays, and evaluations

In-Network and Out-of-Network– A list of providers that are part of an insurance company’s “network”

• If you visit in-network providers, the insurance company will typically cover a larger portion of the cost of the care you receive. If you visit someone who is not part of the network, known as an out-of-network provider, the insurance company may pay for a portion of the care, but you will pay a significantly larger share from your own pocket.

Lifetime Maximum– The maximum amount that an insurance plan will pay toward care for an individual or family (if you have an applicable family plan)

• This is not a per-year maximum, but rather a maximum that can be paid over the entire life of the patient.

Limitations/Exclusions– A list of all the procedures an insurance policy does not cover

• Coverage may limit the timing or frequency of a specific treatment or procedure (only covering a certain number within a calendar year), or may exclude some treatments entirely. Knowing the limitations and exclusions of a policy is very important.

Member/Insured/Covered Person/Beneficiary/Enrollee– Someone who is eligible to receive benefits under an insurance plan

Provider– Dr. Ghenta or other oral health specialist who provides treatment

Waiting Period– A specified amount of time that the patient must be enrolled with an insurance plan before it will pay for certain treatments; waiting periods may be waived if you were previously enrolled in another dental insurance plan with a different carrier

There are many different insurance options available, so you need to find out exactly what your insurance covers. It’s important to review your plan with a qualified insurance specialist. Don’t be afraid to ask questions about the policy so you can understand it fully and be confident that you know everything your policy covers the next time you come in for treatment at our Dartmouth, MA office.

When you are missing teeth, it is critical to replace them. Without all your teeth, chewing and eating can be challenging, as well as uncomfortable. Missing teeth can also destabilize your bite. Dental implants are a great option for replacing teeth that are missing or are badly diseased. A dental implant at Ghenta Dental Group offers relief, support, and stability to your bite, and often, implants are the most natural and effective option available.

Dr. Ghenta and our team have helped many patients using implant dentistry at our Dartmouth, MA office restore their smiles to look more natural. Each implant is created to fit in perfectly with the look of the rest of your teeth.

Besides making your smile appear more natural, dental implants have other benefits. They include:

• Restoring your ability to properly chew food
• Preventing your teeth from shifting and moving
• Stabilizing your bite, helping you avoid pain or discomfort

If you are missing a tooth or multiple teeth and feel like you are a candidate for dental implants, Dr. Ghenta and our team at Ghenta Dental Group encourage you to give us a call to schedule an appointment. See you soon!

Can you believe it's already September? At Ghenta Dental Group, we know that gingivitis, the early stage of periodontal disease, can be difficult to recognize. Many people don’t recognize the warning signs, bleeding and swollen gums, as a precursor to gum disease. This month, a national campaign is under way to raise awareness about gum health and periodontal disease, and we wanted to help do our part to spread the word!

Dr. Ghenta will tell you early recognition and action are the most important steps to health gums, and ultimately a health body, too! Studies are published every year linking oral health, including the gums, to the health of other areas of the body, such as your heart. One of the most important steps to improving the care of your gums is recognizing the warning signs for gum disease. These can include:

• Gums that appear red or swollen
• Gums that feel tender
• Gums that bleed easily (during brushing or flossing)
• Gums that recede or pull away from the teeth
• Persistent halitosis, or bad breath
• Loose teeth
• Any change in the way teeth come together in the biting position

If you happen to notice any of these signs with you or your child, please schedule an appointment at our convenient Dartmouth, MA office as soon as possible. Dr. Ghenta and our team can take proactive steps to prevent gingivitis and gum disease, while showing you how to improve gum care in your or your child’s daily oral hygiene habits.

Once upon a time, silver fillings ruled in dental offices everywhere. For a long time, they were the only option dentists used to close off the spaces on teeth where bacteria could easily enter.

Most patients did not regard a pearly white and silver smile as something to be super excited about. Luckily, we have a range of more aesthetically pleasing options today. The most common material used for fillings now is composite, also known as tooth-colored fillings.

Composite fillings are made to match the shade of your teeth, so they offer a seamless addition to your smile. They even let light travel through them the same way that natural enamel does. Composite fillings are great because they erase imperfections and can even reshape your teeth by minimizing excessive spacing. If you have a gap between your two front teeth, for example, a composite filling is an easy, non-invasive, and most important, cost-effective way to give you the instant fix you desire.

Overall, tooth-colored fillings make an easy choice all around. Easily placed, readily repaired, and well disguised. In a world where a perfect smile seems to have become standard for everybody, why not get composite fillings for yourself?

You can smile with the confidence of knowing that nobody will spot a shiny silver thing in your mouth. Visit our Dartmouth, MA office to get a consult or give us a call! We’re always happy to answer your questions.